CDs might pay generously in 2023. But you might manage to generate an even higher return on your money by investing it in a brokerage account. Doing so, however, carries risk, so you'll need to ...LendingClub is an online bank that offers six terms of CDs ranging from six months to five years. A $2,500 minimum deposit is required. In addition to CDs, LendingClub offers a high-yield savings ...A certificate of deposit is a type of savings account with higher interest rates and generally a set term before withdrawing the funds. By clicking "TRY IT", I agree to receive new...6 Mo. 1 Yr. 1.5 Yr. 2 Yr. 3 Yr. 4 Yr. 5 Yr. up to 4.50% Up to 3.75% up to 0.05% 2.00%7 month Special Fixed Rate CD 2. up to 4.75% APY Relationship APY1 may be higher. Special Interest Rate. 4.64%. Annual Percentage Yield (APY) 4.75%. Relationship Interest Rate. 4.89%. Relationship APY 1.24 APY: 2.00% 36 APY: 2.00% 48 APY: 1.50% 60 APY: 1.50% Show All Rates [+] Rates as of Feb. 7, 2024 APY = Annual Percentage Yield Term Chase Standard CD 6 Mo. 1 Yr. 1.5 Yr. 2 Yr. 3 Yr. 4...Learn about Chase Bank's AUDIO rates and as people compare to the competition. Manufacture informed decisions and see if thou can maximize is item to Chase Bank's CD options.Overview. America First Credit Union offers a wide range of CD terms between three and 60 months, and all earn rates that are highly competitive. Also offered are …Best CD Rates for Feb. 12, 2024 (Up to 5.50%) Boeing Employees Credit UnionCIBC U.S.Community First Credit Union of FloridaFifth Third BankLake Michigan Credit UnionPentagon Federal Credit Union ...You can see this in data reported by the FDIC. The average national deposit rate for a three-year CD is 1.40% APY (as of January 16, 2024). While the Fed may continue raising the interest rate for ...China’s so-called one child policy has had the effect of drastically reducing the birth rate and controlling population growth while causing distress and disruption at the personal...Feb 13, 2024 · Chase CD Rates . With over 4,700 branches across the U.S,, Chase Bank is one of the largest full-service banks in the country. While Chase offers a wide variety of terms on its CDs, its rates are ... Annual Percentage Yield. 3.75 %. Learn more Open Account. Start with a great rate, plus have the opportunity to increase your rate once over the 2-year term or twice over the 4-year term if our rate for your term and balance tier goes up on these CDs. Early withdrawal penalty will apply. Available as an IRA Learn about IRAs.Here's an overview of Ally's High Yield CD rates. Rates are accurate as of February 2, 2024. CD Term. APY. Minimum Deposit. 3 Months. 3.00%. $0. 6 Months.Chase Cards; Discover Cards; ... Best CD Rates of December 2023 ... Will CD rates go up in 2023? CD rates will likely continue to go up in 2023, but it's not guaranteed. If there are increases ...How to start saving 4 min read. Compare accounts. Best CD price; Best 1-year CD price; Best 5-year CD quotesCurrent 6-Month CD Rates. If you'd like a CD with a shorter term than one year, today's best rate on a six-month CD is 4.21%. That compares with 4.21% a week ago. The current average APY for a ...Pending home sales were down for the third straight month in November. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. I agree to M...Over 24 months, the penalty is 12 months' interest. A Wells Fargo Certificate of Deposit (CD) offers an alternative way to grow your savings. You choose the set period of time to earn a guaranteed fixed interest rate, regardless of market conditions. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's ...5 days ago · But in anticipation, CD rates softened in December 2023, and so there may be more rate drops in 2024. ... Capitol Federal Savings Bank, CD Bank, CFG Bank, Chase Bank, Chevron Federal Credit Union, ... Here’s a summary of our top CD accounts with the APY they offer. First National Bank of America Certificates of Deposit: 4.55% APY. Quontic Bank Certificate of Deposit: 4.30% APY. PenFed Credit ...CIT Bank currently offers a paltry 0.40% APY on its two- and three-year jumbo CDs and a 0.50% APY on its four- and five-year jumbo CDs. If you have that kind of cash to park, you’re better off ...Merrick Bank High-Yield certificates of deposit (CDs) come with competitive rates, though you'll need to put down a hefty $25,000 minimum deposit to qualify. Account details and annual ...With the federal funds rate up to 5.25% and 5.50% throughout the latter half of 2023, the best savings rates approached 6.00% APY. Heading into 2024, the Federal Reserve decided to maintain the ...Chase's CD rates may vary by location, and the rates listed below may not be available in all zip codes. The APYs listed below use NYC zip code 10001 and are up to date as of the date of ...Best CD Rates for September 29, 2023- Earn 5.75% APY. BluPeak Credit Union is offering 5.75% APY for a 9-month certificate. A $1,000 minimum deposit is required. The San Diego, California-based credit union is the 48th largest in the state and the 324th largest in the nation.CD rates as of February 17, 2024. At Marcus, every Certificate of Deposit (CD) comes with our 10-Day CD Rate Guarantee. Deposit at least $500 within 10 days of opening your CD to receive the highest published interest rate and Annual Percentage Yield (APY) we offer for your CD’s term during that period. If the rate on your CD’s term goes up ...Depending on what type of Chase CD you have, here's how you can make changes: Chase Personal CDs: Schedule a meeting during your 10-day grace period or call 1-800-935-9935; Chase Business CDs: Schedule a meeting during your 10-day grace period or call 1-800-242-7338; Chase Commercial Bank CDs: Contact your Client Service Analyst or Associate Chase Cards; Discover Cards; ... Best CD Rates of December 2023 ... Will CD rates go up in 2023? CD rates will likely continue to go up in 2023, but it's not guaranteed. If there are increases ...The best CD rates for February 2024 are Local government Federal Credit Union, Hudson Valley Credit Union, and Broadway Bank. Remember that these rates are subject to change and may vary by region. The following table compares the best CD rates today from 475 banks and credit unions, sorted from the highest APY to the lowest APY for 3-month, 6 ...48 months. 2.50%. $500. 60 months. 2.50%. $500. *Currently a featured rate. For the 12-month CD, balances under $100,000 earn 3 percent APY and balances $100,000 and more earn 4 percent APY. Note ...Rates specific for CD ladders are below. CD ladders are a group of four CDs opened at the same time for the same amount but with different terms. A linked Chase Private Client Checking account is required to open a CD ladder. CD RELATIONSHIP RATES CD STANDARD RATES Ladder Terms $1,000-$9,999 $10,000-$99,999 $100,000+ $1,000+Feb 2, 2024 · For the purposes of this article, we’ve used the New York City ZIP code of 10001. Annual percentage yields (APYs) are accurate as of February 2, 2024. CD Term. APY. Minimum Deposit. 3 Months. 0. ... CD rates are closely tied to the fed funds rate. In December 2023, ... Capitol Federal Savings Bank, CD Bank, CFG Bank, Chase Bank, Chevron Federal Credit Union, CIBC (Agility Banking), ...Best CD Account Interest Rates. As of January 16, 2024, the national average rate for a 12-month CD was 1.86%, according to the FDIC. The national average rate for a 36-month CD was 1.40% and the ...Feb 7, 2024 · Best 4-Year CD Rates 2024. We compared 203 CDs from 135 financial institutions to find the best four-year CDs available. Read on to explore annual percentage yields (APYs) and find out why we ... LendingClub is an online bank that offers six terms of CDs ranging from six months to five years. A $2,500 minimum deposit is required. In addition to CDs, LendingClub offers a high-yield savings ...Current 2-Year CD Rates. If you can hold out for two years, 24-month CDs today are being offered at interest rates as high as 4.40% APY. The top rate last week at this time was 4.31%. Two-year CDs ...Getty Images. The U.S. Federal Reserve is almost certain to hold interest rates steady at the conclusion of their Dec 12-13 meeting. The decision will be announced at 2p.m. ET on December 13 ...With the federal funds rate up to 5.25% and 5.50% throughout the latter half of 2023, the best savings rates approached 6.00% APY. Heading into 2024, the Federal Reserve decided to maintain the ...From January 2023 to October 2023, the highest 3-month CD rates increased from 4.61% to 5.46% APY, according to data from the Federal Reserve Bank of St. Louis. Rates have increased on most terms ...10 Best CD Rates of 2023 | Money. *Rates and APYs are subject to change. All information provided here is accurate as of December 7, 2023. Certificates of Deposit (also known as CDs) can be a ...With the federal funds rate up to 5.25% and 5.50% throughout the latter half of 2023, the best savings rates approached 6.00% APY. Heading into 2024, the Federal Reserve decided to maintain the ...In November 2023, this means a 12-month CD paying 3.52% to 5.28% APY. This translates to $352 to $528 in yearly earnings on a $10,000 deposit. In times with less volatile interest rates, the ...However, these CDs may offer slightly lower interest rates. How to choose the best CD in Ohio There are over 200 FDIC-regulated banks in Ohio and 170 NCUA-regulated credit unions.Current 5-Year CD Rates. On a five-year CD, the highest rate today is 5.39%. APYs are averaging 1.55%, the same as this time last week. The longer the term, the harsher the early withdrawal ...5.05%. CD APY 12 month. 4.25%. Minimum deposit requirement. $500. What should you know. Bank5 Connect’s six-month CD comes with a 5.05% APY and manageable minimum deposit of $500. Since it’s ...Meritus Credit Union (Louisiana) - 6.09% APY: This CD has a 6-month term and a minimum deposit of $2,500. It's available to residents of these five Louisiana parishes: Acadia, Iberia, Lafayette ...Learn about Chase Bank's AUDIO rates and as people compare to the competition. Manufacture informed decisions and see if thou can maximize is item to Chase Bank's CD options.National average rates for 12-month CDs stand at 1.86% as of January 16, 2024, but many banks offer much higher rates. If you shop around, you can find banks offering 5.00% APY or more on CDs with ...CD rates reached higher in 2023 than we'd seen in more than 20 years, pushed up by the Federal Reserve's rate-hike campaign that began in March 2022 to tame decades-high inflation.It will also lower value-added tax to 1% from 11% for EV buyers this year, extending a tax break that had expired at the end of 2023. The incentives are aimed at stimulating domestic demand for ...The average rate you'll pay for a 15-year fixed-mortgage is 6.23%, a decrease of -0.07 percentage points compared to last week. Monthly payments on a 15-year fixed-mortgage at a rate of 6.23% ...From July 26. 2023 to December 14, 2023 the Federal funds rate remained steady at 5.5%. The December FOMC projection of the Federal Funds rate for 2024 was 5.4%. ... The chase is on to add stocks and bonds in exchange for the record level of assets in money market funds. Markets are moving quickly, but there still may be more room to rally.Ally's No Penalty CD rate (4.25% APY) has just recently fallen below its savings account rate (4.35% APY). ... POSTED ON WEDNESDAY, DECEMBER 13, 2023 BY KEN TUMIN. As expected, the Fed decided to hold rates steady at its December 12-13 meeting. This is the third straight meeting that held rates steady.Feb 13, 2024 · Best CD Account Interest Rates. As of January 16, 2024, the national average rate for a 12-month CD was 1.86%, according to the FDIC. The national average rate for a 36-month CD was 1.40% and the ... Details about Chase CDs Pros. Multiple CD terms from one month up to 10 years; Relationship CD rates for Chase customers; Cons. Rates aren't competitive Here's a summary of our top CD accounts with the APY they offer. First National Bank of America Certificates of Deposit: 4.55% APY. Quontic Bank Certificate of Deposit: 4.30% APY. PenFed Credit ...Here’s an overview of Synchrony Bank Certificates of Deposit. Rates are accurate as of February 1, 2024. CD Term. APY. Minimum Deposit. 3 Months. 2.05%. $0. 6 Months.As of January 23, 2024, the best fixed annuity rate is 6.00% simple interest offered by Ibexis in their 5-year fixed annuity. Fixed annuities provide a guaranteed interest rate for a specified period of time and are often referred to as a “ CD Type Annuity ” because of their similarities to a Certificate of Deposit.Sallie Mae Bank's 9-month CD offers a 5.15% APY, which is significantly higher than the average financial institution provides and in line with the rest of our winners. There is a healthy ...CD rates are closely tied to the fed funds rate. In December 2023, ... Capitol Federal Savings Bank, CD Bank, CFG Bank, Chase Bank, Chevron Federal Credit Union, CIBC (Agility Banking), ...The national average APY for six-month CDs is 1.23%, which is up slightly from last week and 12 basis points higher than a month ago. The current top national rate for a 6-month CD is 5.41% ...CD rates as of February 17, 2024. At Marcus, every Certificate of Deposit (CD) comes with our 10-Day CD Rate Guarantee. Deposit at least $500 within 10 days of opening your CD to receive the highest published interest rate and Annual Percentage Yield (APY) we offer for your CD’s term during that period. If the rate on your CD’s term goes up ...A certificate of deposit account is a type of deposit account that comes with a "term period," which is a set length of time during which your CD rate remains fixed. An early withdrawal during this "term period" may result in an early withdrawal fee. Contact your bank to learn more about 1-year cd rates, 5-year cd rates and rates for ...With the federal funds rate up to 5.25% and 5.50% throughout the latter half of 2023, the best savings rates approached 6.00% APY. Heading into 2024, the Federal Reserve decided to maintain the ...Currently the following CDs require a minimum new money increase of $25,000 based on the CD owner(s) average daily deposit balances during the past 30 days. Terms: 7, 13, 25, and 49 Months Account NameRates are accurate as of February 2, 2024. Slightly higher rates are available for a minimum deposit of $100,000. In addition to its standard certificates, Navy Federal Credit Union also offers ...Quontic Bank is an online bank that offers CDs as well as savings, money market and checking accounts. A $500 minimum deposit is required to open a Quontic Bank CD and five terms are offered ...6 days ago · Bask’s 1-year CD offers an impressive 5.40% APY—one of the highest on our list. Plus, interest on this account compounds daily, allowing depositors to maximize their earnings. 6. Citadel ... Best CD Rates for Feb. 12, 2024 (Up to 5.50%) Boeing Employees Credit UnionCIBC U.S.Community First Credit Union of FloridaFifth Third BankLake Michigan Credit UnionPentagon Federal Credit Union ...Purchasing a certificate of deposit involves depositing an amount of money for a specified length of time. You contractually agree to leave this deposit with the bank for the time ...BEST CD RATES DECEMBER 2023 : Ranked by highest APY, then shortest term, then lowest minimum: Best 3-Month CDs : Rate : Term : Minimum : TotalDirectBank: 5.66% APY : 3 months ...For the purposes of this article, we've used the New York City ZIP code of 10001. Annual percentage yields (APYs) are accurate as of February 2, 2024. CD Term. APY. Minimum Deposit. 3 Months. 0. ...At the time of this writing, the best CD rates in Massachusetts range from around 1.00% APY to above 5.00% APY. Current rates vary by bank, term and minimum deposit. CD rates can change at any ...NaN. 48 Months. NaN. 60 Months. NaN. Open an online Capital One 360 CD to earn an interest rate with guaranteed yield. Compare our CD terms and annual yield rates. Enjoy the protection of FDIC insurance and zero market risk with an online CD account.If you take one linked Chase checking account, you can receive an CD account APY anywhere from 0.02% go 4.00%, depending on your CD term the balance. Chase's three-month, six-month, and 12-month CDs own many of one highests rates. Wenn you're no a Hunted customer, you'll receive a much delete standard rate, regardless of autochthonous CD ...The highest current CD rates in California are near or slightly above 5.00% APY and tend to be offered on terms of 11 to 18 months. One-year CDs are offering particularly competitive rates in ...There was a lot of excitement in August 2023 about a few credit unions offering 7% APYs on certificates. But those rates were offered for a limited time only, and are no longer available as of ...For the purposes of this article, we’ve used the New York City ZIP Code of 10001. Rates are accurate as of February 1, 2024. CD Term. APY. Minimum Deposit. 10 Months. 5.50%. $25,000. 14 Months.Here's an overview of USAA Bank's fixed rates for standard CDs. Rates are accurate as of February 1, 2024. CD Term. APY. Minimum Deposit. 91 Days. 0.05%. $1,000. 182 Days.BMO Alto Lowers Most CD Rates - Dec 6, 2023; First Foundation Bank Introduces New Online Money Market Rate at 5.25%; Online Savings Rate Remains at 5.00% - Nov 17, 2023; Discover Bank's Online 1-Year CD Rate is Now 5.20% APY - Oct 31, 2023; Forbright Bank introduces a 9-Month CD @ 5.75% APY - Oct 18, 2023Ally Bank IRA CD: Best for IRA CD rates. Alliant Credit Union IRA Certificate: Best for IRA CD rates. PenFed Credit Union IRA Certificate: Best for IRA CD rates. Self-Help Credit Union IRA Term ...4.90% APY Rate as of 02/16/2024. $2,500. Earn a 4.90% APY with a 12-month CD from Discover. Enjoy $0 monthly fees and get started with as little as $2,500. See how your earnings grow depending on ...Related: Best CD Rates of December 2023: Highest Rates Up to 5.76% Related: Best High-Yield Savings Account Rates for December 2023—Up to 5.50% Related: Best Money Market Account Rates for ...In a widely expected move, the Federal Reserve (Fed) said it will keep the overnight federal funds rate steady in its range of 5.25% to 5.5% in its latest policy meeting. 1 This marks the third consecutive meeting where the central bank has chosen to hold off on monetary policy changes. The Fed signaled it would cut rates three times in 2024 in projections released after officials' two-day ...Bask Bank: Bask Bank pays solid CD rates on terms ranging from 6 months to 2 years, but our top picks are more competitive. BluePeak Credit Union: BluPeak Credit Union's 9-month CD rate recently ...Feb 14, 2024 · 3.50% to 5.15%. Minimum deposit requirement. $0. Terms. 1 to 5 years. What should you know. Barclays offerings allow users to lock in high interest rates for CD terms in the range of 12 months to ... The latest rate on a 30-year fixed-rate mortgage is 3.616%. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. I agree to Money's Term...Find the best CD rates for terms from 3 months to 5 years. Our list includes FDIC-insured or NCUA-insured CDs paying up to 6.50% APY. Start saving today.
For now, CD rates remain high, with the top yield at 5.75 percent APY on a nine-month term, followed by 5.67 percent APY on a one-year term. Shorter-terms CDs are currently earning higher APYs .... Blair stubbs funeral home
The 14-Month Online CD offers a lower rate of just 2.75% APY. Some of the best one-year CD rates go as high as 5.50% APY. On the plus side, the minimum deposit to open this account is just $1,000 ...Chase offers 17 CD terms, and its CD-R rates are few competitive than those you'll find at online banks.EARN 🛈 $1,325. Fort Liberty FCU. Fort Liberty FCU 12 Month Jumbo IRA Term Share Certificate (Traditional, Roth, CESA) 5 Reviews. 5.30%. MIN TO. EARN $25k. MAX -EST. EARN 🛈 $1,325. TAB Bank 12 Month IRA CD (Traditional, Roth, CESA) 44 Reviews.Check today's Citibank® rates on checking and savings accounts, CDs, IRAs, personal loans & lines of credit. Open an account today.Some national brick-and-mortar banks pay decent rates on select CD terms, but it's rare. For example, Chase CD rates pay up to 5.00% APY (Annual Percentage …In January 2022, the typical APY, or annual percentage yield, for a one-year CD sat at a mere 0.13%—a pandemic low, according to FDIC data. As of January 2024, average one-year CD rates are at 1 ...2 days ago · Top CD rates today: Feb. 7, 2024 — 5.51% remains highest APY across terms. Explore the top CD rates today to maximize your savings. 7 min read Feb 07, 2024. 1. 2. Discover the latest CD rate ... RATES IN EFFECT AS OF: Friday, February 09, 2024. We use two terms to explain how much interest we pay on your deposit accounts. Interest Rate: Annualized percentage …Shang Saavedra. Updated Feb. 02, 2024. Capital One is one of the few big banks that offers competitive rates on certificates of deposits and in-person banking access. Although CD rates have been ...It will also lower value-added tax to 1% from 11% for EV buyers this year, extending a tax break that had expired at the end of 2023. The incentives are aimed at stimulating domestic demand for ...About the bank. State Department Federal Credit Union offers jumbo CDs with terms ranging from six months to five years, and rates up to 5.30% APY depending on the term. A minimum $100,000 deposit ...And while only three are available online, their minimum opening deposit is relatively low, at $500, and the rates are competitive — offering an APY of 4.75% on a fixed six-month term, 4.50% on ...What are CD rates like in 2023? According to data from the St. Louis Federal Reserve, the interest rate for a 3-month CD has gone up from around 4.61% in January 2023 to 5.44% in August 2023.Getty. BMO Harris offers ten certificates of deposit (CD) terms, ranging from three months to 60 months. The North American bank's standard CD rates are low, but its CD specials are competitive ...5 days ago · CIT Bank currently offers a paltry 0.40% APY on its two- and three-year jumbo CDs and a 0.50% APY on its four- and five-year jumbo CDs. If you have that kind of cash to park, you’re better off ... .
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Independent mail obituaries | Member FDIC. APY 4.15%. All Bread Savings APYs are accurate as of 02/01/2024. APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce ...Upgrades According to BMO Capital, the prior rating for Nuvei Corp (NASDAQ:NVEI) was changed from Market Perform to Outperform. BMO Capital upgr... According to BMO Capital, the ...Bankrate’s picks for the top 2-year CD rates TAB Bank — 5.00% APY, $1,000 minimum deposit First Internet Bank of Indiana — 4.85% APY, $1,000 minimum deposit...
Wade 808 3 family love | Rating: 8/10 Don’t Look Up, the political and satirical dramedy directed and co-written by Adam McKay (The Big Short) that opened in select theaters on December 10 and debuts on Ne...Capital One 360 CD rates. 1-year: 5.00% APY. 3-year: 4.10% APY. 5-year: 4.00% APY. NerdWallet rating. Read review. Capital One 360's CD rates are on par with other online high-yield CDs and ...Rates are effective for 02/16/2024 only, and are subject to change without notice. Web site rates are generally updated each business day in the morning and rates may vary by market. Balance tiers are applicable as of the effective date of these rates and may change at Chase's discretion. Rates may vary by market. Account fees may reduce your ......
Temperature mission tx | State Farm CD rates are already among some of the lowest in the banking world, and it doesn't appear that 2023's high-interest-rate environment is nudging it to increase its rates by much, if ...Getty. Barclay Bank offers six high-yield certificates of deposit (CDs), ranging from 12 months to 60 months. The bank's CD rates are highly competitive with the best online banks, and no ......
Oxtail restaurant near me | 10. Chase Business Merchant Services - $1,000 Bonus. Earn a $1,000 bonus when you open a Chase Payment Solutions account to accept credit cards for your business and settle $2,000 or more. While this is a public offer, it's only available to existing Ink Card customers.Current 5-Year CD Rates. On a five-year CD, the highest rate today is 5.39%. APYs are averaging 1.55%, the same as this time last week. The longer the term, the harsher the early withdrawal ......
Tempurpedic store near me | Rates specific for CD ladders are below. CD ladders are a group of four CDs opened at the same time for the same amount but with different terms. A linked Chase Private Client Checking account is required to open a CD ladder. CD RELATIONSHIP RATES CD STANDARD RATES Ladder Terms $1,000-$9,999 $10,000-$99,999 $100,000+ $1,000+ 0.01% 0.01% 0. ...Shang Saavedra. Updated Feb. 02, 2024. Capital One is one of the few big banks that offers competitive rates on certificates of deposits and in-person banking access. Although CD rates have been ...Any CD sold prior to maturity may be subject to a substantial gain or loss. Vanguard Brokerage does not make a market in brokered CDs. The original face amount of the purchase is not guaranteed if the position is sold prior to maturity. CDs are subject to availability. As of July 21, 2010, all CDs are federally insured up to $250,000 per ......
Woody laugh meme | 2. Look at Laddering. When it comes to CDs, Clark is a fan of the laddering strategy, which allows you to earn money at different intervals based on when the CD expires. "You divide your money into equal piles of one-year, two-year, three-year, four-year and five-year CDs," Clark explains. "And then you're splitting the difference.CD deposits also have the backing of FDIC insurance, up to $250,000. So if your banking institution were to fail, you would still be covered. CDs are a solid option if you have extra money sitting in your. It’s important to create a clear set of savings goals when determining the correct CD term for your needs.From January 2023 to October 2023, the highest 3-month CD rates increased from 4.61% to 5.46% APY, according to data from the Federal Reserve Bank of St. Louis. Rates have increased on most terms ......